Ailat Finance
This is the financial direction of Ailat, to solve our mission through Islamic credit products.
about service
White Label Solutions
We provide partners with ready-made tools and infrastructure to implement permissible financial products. Each product is designed with Islamic ethical values and the specific needs of the partner’s audience in mind. This creates a win-win model:
Partners enhance their offerings by adding halal financial solutions.
Ailat Finance focuses on product development and management.
Our Client Work Philosophy
Focus on Value
We finance only assets that bring real benefits to our clients, such as housing, transportation, and equipment.
Social Responsibility
Our products are designed to improve the well-being of clients and their families while promoting sustainable social development.
Avoiding Excessive Consumption
We refuse to finance goods or services that do not create real value, such as unnecessary tech upgrades.
Case/Project
Ailat Finance and Partners Pay
Collaboration with Partners Pay illustrates our philosophy:
Couriers and drivers working through the platform often have no other sources of income.
We provide them with access to essential resources (scooters, helmets, cars) through affordable financial products.
This helps them stabilize their earnings and support their families.
Advisors
Kazakhstan’s Leading Experts
Adilbek Ryskulov
An expert with over 14 years of experience in Islamic banking and finance and more than 10 years in risk management. Currently serves as a Shariah advisor and Islamic finance expert for various Islamic financial institutions and projects, including banks, financial companies, and fintech ventures.
Maksatbek Kairgaliev
He is the Director of the Zakat and Charity Fund and leads an Islamic Shariah consulting firm. Holds a Bachelor’s and Master’s degree in Shariah Sciences and Arabic Language. Specialization in Fatwa Studies (Takhassus fil-Ifta) from Darul Uloom Karachi, Pakistan. Pursuing a Master’s and Doctorate in Religious Studies at L. N. Gumilyov Eurasian National University.
