Ailat App

Your Assistant in the World of Islamic Finance

Ailat AI

Empowering Ethical Finance App

A digital platform that combines AI with Islamic values to provide accessible, transparent, and reliable ethical financial solutions while mitigating risks.

Products

Explore Ailat App Features

AI Screening of Stocks
Ethical Standards Compliance Check for Tools an History of Status and Notifications of Changes
Market Offers of Financial and Investment Solutions
Investments: Islamic Deposits, Funds, Sukuk and Financing: Islamic Mortgage, Auto Loans, Business Loans
Scam List
Lists of Forbidden Organizations and Claiming Shariah Compliance
Zakat Calculator
Zakat Calculator – Calculation of Mandatory Donations and Personalized Financial Recommendations
Purification Calculator
Amount of Charity for Non-Halal Income and Financial Health Analysis and Financial Management Tips
Educational Center
Islamic finance courses, insightful articles, and video guides;
Comprehensive FAQ section
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Certificate

Shariah Compliance Certification

Methodology

Our meticulous analysis process is based on the AAOIFI methodology. Data extraction and analysis are performed by artificial intelligence and are subsequently verified by our highly qualified analysts.

Certificate

Members of our Shariah Board continuously monitor our operations, systems, and technologies to ensure full compliance with Shariah standards.

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Zakat Calculator

Our Zakat calculator follows the AAOIFI methodology and has been approved by the Spiritual Administration of Muslims of Kazakhstan.

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Meet our team

Shemen Saule

CEO

A professional with 13 years of experience in project management, business development, and financial analysis. She has expertise in Agile and Kanban methodologies, financial data analysis, and business process development. A certified ISO 9001:2015 internal auditor.

Bauyrzhan Utepbergenov

Chief Analyst

An expert in risk management and Islamic finance, with an MBA from the University of International Business. He developed a financial model for analyzing corporate compliance with Islamic standards and works as a compliance specialist at the Astana International Financial Centre.

Maksat Erimbetov

Islamic Product Coordinator

A finance and Islamic law specialist with degrees from the Kazakh-British Technical University and Al-Azhar University. His experience includes work at the Ministry of Finance and in the oil sector, and he is currently pursuing a master’s degree in Islamic jurisprudence.

Aydin Kunikeev

Head of AI Solution

An AI and data science expert, currently pursuing a Ph.D. in Machine Learning and Data Science. He has worked in medical research, developing AI models for genetic analysis, and specializes in AI-based screening systems.

Ali Mahmud

Head of Product

A fintech and product management expert specializing in Islamic finance. He played a key role in launching Kazakhstan’s first Sharia-compliant digital auto financing product and successfully expanded it to the Turkish market.

Aruna Abeugalieva

Junior Business Development Officer

A young IT entrepreneurship and business management specialist from Astana IT University with experience at the Development Bank of Kazakhstan, handling documentation and employee interactions.

Shariah Board
Mufti Muhammad Ibrahim Essa
A specialist in Islamic finance with extensive education. He completed TAKHASSUS FIL FIQH and DARS-E-NIZAMI at Jamiah Darul Uloom Karachi and obtained a CSAA certification in 2021. He chairs Shariah boards in the USA, UK, Uzbekistan, and Pakistan and founded Alhamd Sharia Advisory. He has issued over 5,000 fatwas on finance, investment, and halal business under Mufti Taqi Usmani.
Mufti Kokoev Akzhigit
A recognized Shariah advisor. He completed his Shahadat-ul-Almiyah at Jamia Darul Uloom Karachi and specialized in Islamic jurisprudence under Mufti Rafi and Mufti Taqi Usmani. He has authored hundreds of fatwas. He is a lecturer, a Muftiate member, and Executive Director at Alhamd Shariah Advisory in Kyrgyzstan. Previously, he was a Shariah advisor at Komponian Investment.
Mufti Asjad Shoaib
A qualified Mufti who completed Dars-e-Nizami and specialized in Fiqh. He has written over 400 fatwas on complex issues and is engaged in research under Mufti Taqi Usmani. A CSAA-certified advisor, he manages Alhamd Shariah Advisory, advising on microfinance, BNPL, Sukuk, and REITs. He is also a remote Shariah auditor at Shariah Review Bureau and a Shariah Board member of Wardat Al Hayat Fund in Kazakhstan.
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